Financial independence, tracked

Track your path to financial independence

FINE brings your income streams, net worth, and FI-date projection into one place — so "am I on track?" has a real answer instead of a guess.

Get the app Currently in internal testing — invite only

Net worth

See every account, property, and portfolio rolled up into one number that moves as your life does.

FI date projections

Turn your savings rate and growth assumptions into an honest estimate of when you reach financial independence.

Goals

Set targets for income streams, savings milestones, and net worth, and track progress as you go.

A look inside

What you'll see

FINE dashboard showing a 98% savings rate, net worth of $480,500 at 32% of the FI target, and passive-income growth.
Your whole financial picture at a glance
FINE trajectory screen projecting a path to a $1.5M FI target, with a 70% modeled chance of reaching FI by the target date.
Project your path to financial independence
FINE investments screen showing a $305,000 portfolio, its stock/bond/cash allocation, and Plaid-linked accounts.
Track every account and holding
New here?

Getting started

FINE brings your income streams, net worth, and FI-date projection into one place. The numbers get useful once you've added a little of your own data — here's the short version of what to do first.

  1. Set your FI target

    Start from your annual expenses to get a FI number (roughly 25× what you spend in a year), and optionally a target date. This is the finish line everything else is measured against.

  2. Add your income streams

    Enter what you bring in — salary, dividends, rental income, interest, business, or other passive sources. FINE separates active from passive so you can watch passive income grow toward covering your expenses.

  3. Link accounts, or add them manually

    Connect your bank and investment accounts through Plaid to pull in balances and transactions automatically, or add accounts by hand if you'd rather keep them manual. Either way, they roll up into your net worth.

  4. Set your expense baseline & budget

    Tell FINE what a typical month of spending looks like. That baseline powers your savings rate and sharpens the estimate of when you reach financial independence.

  5. Record a net-worth snapshot

    Capture a point-in-time snapshot of your net worth and passive income. Snapshots are what turn a single number into a trajectory you can watch move over the months.

FINE trajectory screen projecting a path to a $1.5M FI target once your data is entered.
Once your data is in, your trajectory takes shape.
During internal testing

FINE is an active private beta — invite only, with no public sign-up yet. You may run into rough edges, and some numbers depend on data still syncing in the background. If something looks off or you get stuck, we'd genuinely like to hear about it: reach us any time on the Support page.

Currently in internal testing — invite only